Retrieving your decision
spinner
Your application could not be found. Please verify your information and try again.
Unable to lookup your decision at this time. Please try again later.
Our records show that your application has expired. Please submit a new application or contact a Harley-Davidson Dealership.
Too many lookups from the same IP address. Please wait before looking up a decision again.
OK
For your security, your session will expire in seconds due to inactivity. You will be redirected to the start page. Click anywhere to continue using the Harley-Davidson Credit Application.
Continue>
For your security, your session has expired and you have been redirected to the start page.
Continue>
Harley-Davidson Credit Application
Your Ride
Begins Here

Let Harley-Davidson Financial Services* help you finance your motorcycle.

Apply

Complete our secure online application.

Submit

Get your decision in minutes.

Ride

Go to Your Selected Dealer.

Apply For Credit Now

Your journey begins here.  Please fill out the required fields, get your decision in minutes and start riding the bike of your dreams.

*Required field
* *
First
Last name required

*
Please enter a valid five digit US ZIP code.
Next >

Look Up Your Decision


Already applied? Enter your Application ID to see your credit decision or the status of your application.  You can also find your credit score.

Please enter the application id.

Forgot your Application ID?

Please enter the last four digits of your SSN.
Please enter a valid birth date.
GO >
Please enter your email address.

GO >
* Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services
Harley-Davidson Credit Application
Tell Us About Yourself

You're just a few steps away from the freedom of the open road. First, we need your key contact information. If you are applying with another person, they can add joint application information here.

FAQs

What if my mailing address is a PO Box?

In the Mailing Address section of the Application, enter the PO Box number only in the ST# / RR# field and “PO Box” and the number in the Street Name field.

Is it safe and secure to apply online?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

What do you do with my contact information? Is it shared with anyone besides HDFS?

Please see our Privacy Policy for information.

Applicant Information

* Required field

**
First name is required
Last name required
?
**
# Required
Street name required

*
City required
* *
Invalid ZIP code
*
Email required
*
*
Phone number invalid
?
?
**
# Required
Street name required

*
City required
* *
Invalid ZIP code
?
Joint Applicant

* Required field

**
First name is required
Last name required
?
**
# Required
Street name required

*
City required
* *
Invalid joint applicant ZIP code
?
**
# Required
Street name required

*
City required
* *
Invalid joint applicant ZIP code
*
Email required
*
*
Phone number invalid
?
**
# Required
Street name required

*
City required
* *
Invalid ZIP code
We intend to apply for joint credit by clicking next
Next >
Harley-Davidson Credit Application
Time To Select the Bike Of Your Dreams

Please select a new or used Harley-Davidson® motorcycle using the drop down menu on the right. If you’re still not sure exactly what bike you want that’s okay – just skip to the next step. You will still get a credit decision.


FAQs

Do I need to know what motorcycle I want to buy before I apply for credit?

No, we will use a default bike in the Online Application to render an initial credit decision.  You can choose a different bike at the dealership to finalize the loan transaction.

What if I want to change the bike I selected when I get to the dealership?

Your Harley-Davidson® dealer can help you make modifications to your application, including bike selection.

What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?

If you don't see your bike, skip the bike selection step and complete the application.  Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed.

Bike Selection Tool
Please select a bike.Please select a different bike or remove your currently selected bike.

Not sure what bike you want? No problem, you may skip to the next step.
Harley-Davidson Credit Application
You're Almost Done

In order to make a decision on your application, we need to know a few more things about you.

FAQs

I don’t feel comfortable entering my personal information online. Can I apply over the phone?

All information you provide is sent over secured and encrypted channels. If you do not feel comfortable entering this information, you can always apply in person at your local Harley-Davidson® dealership. HDFS does not take applications over the phone.

I don’t have any income or I am unemployed. What do I do?

Income is a required field on the application.  If you are in this situation you can apply with a joint applicant to meet the minimum requirements.

Should I include my total annual household income or only individual income?

You should only use your gross individual income for application purposes.


Personal Information

* Required field

*
Annual income required
?
*
Social security number required
*
Date of birth required

ANNUAL INCOME
Alimony, child support and/or separate maintenance need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Employment Status *
*
Employer name required
*
Phone number invalid

Joint Applicant

* Required field

*
Annual income required
?
*
Social security number required
*
Date of birth required

ANNUAL INCOME
Alimony, child support and/or separate maintenance need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Employment Status *
*
Employer name required
*
Phone number invalid
< Previous Next >
Harley-Davidson Credit Application
Review, Submit and Ride
Dealer


Edit

*The dealership shown above is your default dealer selection based on your ZIP code.  You are requesting us to send your application and credit decision to this dealership.  If you would prefer to work with a different dealership, please select the Edit link.

Bike Selected:  noneEdit
Applicant
Applicant InformationEdit

Email:

Phone:

Personal InformationEdit

Annual Income:

SSN:

DOB:

Employment Status:

Employer:

Employer Phone Number:

Joint Applicant
Joint Applicant InformationEdit

Email:

Phone:

Personal InformationEdit

Annual Income:

SSN:

DOB:

Employment Status:

Employer:

Employer Phone Number:

Submit For Credit>
Harley-Davidson Credit Application

Congratulations, You're Approved!Your Dealer is Waiting. Give Them a Call.Congratulations, You’re Almost Ready to Ride!We’re still processing your application.

Thank you for choosing Harley-Davidson Financial Services†. We're excited to finance the bike of your dreams. All you have to do is visit your dealer.Thank you for submitting your application with Harley-Davidson Financial Services†. In order to provide a decision on your application, we will need additional information. Your dealer is waiting to personally guide you through the financing process, so please contact your dealership today.We need a bit more information to finish up.Thank you for submitting your application with Harley-Davidson Financial Services. Our team is working hard to finalize your credit decision. We appreciate your patience – please check back again soon for your decision.

Next Steps

1.    Print this approval and bring it to your selected H-D® dealership.

2.    In order to complete your loan transaction you will need to provide a valid ID and proof of insurance to your preferred dealer. Any additional conditions will be listed below.

{stipulations NoStipulationsText="No additional conditions apply"}


3.    Meet with your Harley-Davidson® dealer to discuss specific rates and term, make any updates to your application (e.g. change the bike) and secure your loan.




Visit your selected Harley-Davidson® dealer associated with this application to request your loan from Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services. No money down options available for qualified customers. Loan amount may vary based on model selected for purchase. Minimum loan amount of $2,000 required. Offer expires {Expiration date}

Next Steps

1.    Print this certificate and bring it to your selected H-D® dealership.

2.    Meet with your Harley-Davidson® dealer to review your loan application and discuss possible financial options that may be available to you.




Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services.

Thank you for choosing Harley-Davidson Financial Services. We just need a few additional pieces of information before we can finalize approval of your application. Please visit your dealership and get ready to ride. 




Next Steps

1.    Print this conditional approval and bring it to your selected H-D® dealership.

2.    In order to finalize your loan you will need to provide a valid ID and proof of insurance to your preferred dealer. Any additional conditions will be listed below.

{stipulations NoStipulationsText="No additional conditions apply"}

3.    Meet with your Harley-Davidson® dealer to discuss specific rates and term, make any updates to your application (e.g. change the bike) and secure your loan.

  

 
† Visit your selected Harley-Davidson® dealer associated with this application to request your loan from Eaglemark Savings Bank (ESB), A subsidiary of Harley-Davidson Financial Services. No money down options available for qualified customers. Loan amount may vary based on model selected for purchase. Minimum loan amount of $2,000 required. Offer expires {Expiration date}

*
* We used this bike to render an initial credit decision; please work with your dealership to finalize your bike choice.
Applicant
You are approved for up to:

*
This approval expires on:
Application ID:
,
|
View Your Credit Score> Print this page> get Adobe Reader
logo
There was a problem submitting your application. Please try again.
We were unable to submit your application. You will be redirected to the homepage to start over.
Continue>