Retrieving your decision
spinner
Your application could not be found. Please verify your information and try again.
Unable to lookup your decision at this time. Please try again later.
Our records show that your application has expired. Please submit a new application or contact a Harley-Davidson Dealership.
Too many lookups from the same IP address. Please wait before looking up a decision again.
OK
COVID-19 Alert: Dealership operating hours and response times may be impacted by COVID-19 (coronavirus). Please call ahead and check local dealership websites for the latest information on dealer operating hours and availability. Thank you for your patience. Your safety is our number one priority.
Harley-Davidson Credit Application FAQs

Your ride begins here.

New or used, if you need help getting a motorcycle loan, we’ve got you covered.

Apply For Credit

Enter your info and submit your application in minutes.

*Required field

*
First
*
Last name required
*
Please enter a valid six character postal code.
Consent is required to proceed.

1. Apply

Complete our secure application

2. Submit

Submit your application to H-D for review

3. Ride

Finalize your transaction with the dealer and hit the road

FAQS

What if my local dealer is closed due to COVID-19?

Your credit application is valid for 30 days. Some locales may be physically closed due to COVID-19, but are still able to discuss your application via phone or private appointment. Please check individual dealership websites for current operating hours and availability.

My credit is bad. Should I still submit an application?

There are many factors that go into the decision along with your current credit situation. We will not know if you would qualify for financing until your application has been reviewed. Your dealer can help determine what options you may have in order to help get you on the road.

Do I need to know what motorcycle I want to buy before I apply for credit?

No, you may skip this step to obtain an initial credit decision and finalize your selections at the dealership. However, please note that the amount of money you wish to borrow plays an important role in your credit decision. If you skip the step you will be assigned the system default model for the purposes of rendering a credit decision. It is always advisable to select a model in the same general price range as the amount you are hoping to borrow for the most accurate automated credit decision.

I want to apply for credit with a joint applicant. Can I do that?

Yes, you may apply for joint credit using the Online Application.  If approved, both applicants will be required to sign the loan documents.

I already applied for credit online. Now what?

If you recently applied for credit with HDFSC you will be contacted by email or telephone with your credit decision. You can always reach out to the dealer listed on your application if you would like to speak with someone sooner.

* Your application for a loan is with Harley-Davidson Financial Services Canada.
Harley-Davidson Credit Application FAQs
Step
step 1
Tell Us About Yourself

The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.

The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.

FAQS

What if my mailing address is a PO Box?

In the Mailing Address section of the Application, enter the PO Box number only in the ST# / RR# field and “PO Box” and the number in the Street Name field.

Is it safe and secure to apply online?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

What do you do with my contact information? Is it shared with anyone besides HDFSC?

Please see our Privacy Policy in the site footer for information.

Apply For Credit

* Required field

First name is required
Last name is required
# Required
Street name required
?
City required
State required
Invalid Postal Code
Invalid Years
Invalid Months
Residence type required
Residence payment required.
Phone number invalid
?
# Required
Street name required
?
City required
Invalid Postal Code
Joint Applicant

* Required field

First name is required
Last name is required
# Required
Street name required
?
City required
Invalid joint applicant postal code
# Required
Street name required
?
City required
Invalid joint applicant postal code
Invalid Years
Invalid Months
Residence type required
Residence payment required.
Phone number invalid
# Required
Street name required
?
City required
Invalid Postal Code
We intend to apply for joint credit by clicking next
FAQS

What if my mailing address is a PO Box?

In the Mailing Address section of the Application, enter the PO Box number only in the ST# / RR# field and “PO Box” and the number in the Street Name field.

Is it safe and secure to apply online?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

What do you do with my contact information? Is it shared with anyone besides HDFSC?

Please see our Privacy Policy in the site footer for information.

Harley-Davidson Credit Application FAQs
Step
step 2
Ready to Ride

Use the drop-down menu to select the Harley-Davidson® motorcycle you've been dreaming about. Can't decide? We get it. Just skip to the next step and you can discuss models with the dealer later.


FAQS

Do I need to know what motorcycle I want to buy before I apply for credit?

No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction.

What if I want to change the bike I selected when I get to the dealership?

Your Harley-Davidson® dealer can help you make modifications to your application, including bike selection.

What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?

If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed.

Bike Selection
Please select a bike.Please select a different bike or remove your currently selected bike.
NEW
USED
Not sure what bike you want? No problem, you may skip to the next step.

Not sure what bike you want? No problem, you may skip to the next step.

FAQS

Do I need to know what motorcycle I want to buy before I apply for credit?

No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction.

What if I want to change the bike I selected when I get to the dealership?

Your Harley-Davidson® dealer can help you make modifications to your application, including bike selection.

What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?

If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed.

Harley-Davidson Credit Application FAQs
Step
step 3
You’re Almost Done

We just need to know a few more things. Keep in mind, any personal information you enter is sent over secured and encrypted channels.

FAQS

How secure is my personal information?

At HDFSC, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available. Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone, but your local dealer might. Give them a call!

I don’t have any income or I am unemployed. What do I do?

Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements.

Should I include my total annual household income or only individual income?

You should only use your gross individual income for application purposes.


Personal Information

* Required field

Income required
?
Social insurance number required
?
Driver's license required
?
Date of birth required

Employment Status
Employee title required
Job title required
Employer name required
Employer city required
Employer province required
You must enter a valid phone number.
Invalid Years
Invalid Months
Employee title required

Joint Applicant

* Required field

Income required
?
Social insurance number required
?
Driver's license required
?
Date of birth required

Employment Status
Employee title required
Job title required
Employer name required
Employer city required
Employer province required
You must enter a valid phone number.
Invalid Years
Invalid Months
Employee title required
FAQS

How secure is my personal information?

At HDFSC, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available. Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone, but your local dealer might. Give them a call!

I don’t have any income or I am unemployed. What do I do?

Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements.

Should I include my total annual household income or only individual income?

You should only use your gross individual income for application purposes.

Harley-Davidson Credit Application FAQs
Step
step 4
Review, Submit & Ride
  noneEdit

[dealer address]

Please Note: The dealership shown above is your default dealer selection based on your ZIP code.  You are requesting us to send your application and credit decision to this dealership.  If you would prefer to work with a different dealership, please select the Edit link.

COVID-19 ALERT: Dealership hours and availability may be impacted by the coronavirus. Please call your dealer to check availability and discuss remote sales capabilities during this time.

  noneEdit
Applicant InformationEdit
Email: Phone: Time at Residence: MonthMonths Time at Residence: YearYears, MonthMonths Time at Residence: YearYears Residence Type: Residence Payment:
Personal InformationEdit
Income: Income Frequency: Other Income: Other Income Frequency: SIN: Driver's License Number: DOB:
Employment Status: Job Title: Employer: Employer City: Employer Province: Employer Phone Number:
Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears
Joint Applicant InformationEdit
Email: Phone: Time at Residence: MonthMonths Time at Residence: YearYears, MonthMonths Time at Residence: YearYears Residence Type: Residence Payment:
Personal InformationEdit
Income: Income Frequency: Other Income: Other Income Frequency: SIN: Driver's License Number: DOB:
Employment Status: Job Title: Employer: Employer City: Employer Province: Employer Phone Number:
Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears
Submit Application
Harley-Davidson Credit Application FAQs
Step
step 5

Thank you. Your dealer will be in touch with next steps.

Thank you for submitting your application with Harley-Davidson Financial Services Canada. If someone doesn't reach out to you within 3 business days, just call the Harley-Davidson® dealer on your application. They will go over any additional details with you, get you a credit decision, and help get you on the road!

* [bike]
* We used this bike to render an initial credit decision; please work with your dealership to finalize your bike choice.

Next Steps

1.    Your dealer will be in touch once your application has been processed. They may request proof of income, proof of residence, or similar documents to help process your application.

2.     If you are approved, you will finalize bike selection and review loan details with the dealer

3.     Sign and get on the road!

,
|
  • Need Motorcycle Insurance?
    Need Motorcycle Insurance?
    Get a quote in seconds – and get on the road.
  • Apply for an H-D Mastercard
    Apply for an H-D® Mastercard®
    Earn rewards for eligible purchases.
logo
There was a problem submitting your application. Please try again.