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Your ride begins here.

New or used, if you need help getting a motorcycle loan, we’ve got you covered.

Apply For Credit

Enter your info and submit your application in minutes.

*Required field

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Consent is required to proceed.

1. Apply

Complete our secure application

2. Submit

Submit your application to H-D for review

3. Ride

Finalize your transaction with the dealer and hit the road

Frequently Asked Questions

What if my local dealer is closed due to COVID-19?

Your credit application is valid for 30 days. Some locales may be physically closed due to COVID-19, but are still able to discuss your application via phone or private appointment. Please check individual dealership websites for current operating hours and availability.

My credit is bad. Should I still submit an application?

There are many factors that go into the decision along with your current credit situation. We will not know if you would qualify for financing until your application has been reviewed. Your dealer can help determine what options you may have in order to help get you on the road.

Do I need to know what motorcycle I want to buy before I apply for credit?

No, you may skip this step to obtain an initial credit decision and finalize your selections at the dealership. However, please note that the amount of money you wish to borrow plays an important role in your credit decision. If you skip the step you will be assigned the system default model for the purposes of rendering a credit decision. It is always advisable to select a model in the same general price range as the amount you are hoping to borrow for the most accurate automated credit decision.

I want to apply for credit with a joint applicant. Can I do that?

Yes, you may apply for joint credit using the Online Application.  If approved, both applicants will be required to sign the loan documents.

I already applied for credit online. Now what?

If you recently applied for credit with HDFSC you will be contacted by email or telephone with your credit decision. You can always reach out to the dealer listed on your application if you would like to speak with someone sooner.

* Your application for a loan is with Harley-Davidson Financial Services Canada.
Tell Us About Yourself

The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.

The open road calls. But first, we need your key contact information. If you are applying with another person, they can add their joint information here.

Frequently Asked Questions

What if my mailing address is a PO Box?

In the Mailing Address section of the Application, enter the PO Box number only in the ST# / RR# field and “PO Box” and the number in the Street Name field.

Is it safe and secure to apply online?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

What do you do with my contact information? Is it shared with anyone besides HDFSC?

Please see our Privacy Policy in the site footer for information.

Apply For Credit

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Joint Applicant

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We intend to apply for joint credit by clicking next
Frequently Asked Questions

What if my mailing address is a PO Box?

In the Mailing Address section of the Application, enter the PO Box number only in the ST# / RR# field and “PO Box” and the number in the Street Name field.

Is it safe and secure to apply online?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.

What do you do with my contact information? Is it shared with anyone besides HDFSC?

Please see our Privacy Policy in the site footer for information.

Ready to Ride

Use the drop-down menu to select the Harley-Davidson® motorcycle you've been dreaming about. Can't decide? We get it. Just skip to the next step and you can discuss models with the dealer later.


Frequently Asked Questions

Do I need to know what motorcycle I want to buy before I apply for credit?

No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction.

What if I want to change the bike I selected when I get to the dealership?

Your Harley-Davidson® dealer can help you make modifications to your application, including bike selection.

What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?

If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed.

Bike Selection
Please select a bike.Please select a different bike or remove your currently selected bike.
NEW
USED
Not sure what bike you want? No problem, you may skip to the next step.

Not sure what bike you want? No problem, you may skip to the next step.

Frequently Asked Questions

Do I need to know what motorcycle I want to buy before I apply for credit?

No, we will use a default bike in the Online Application to render an initial credit decision. You can choose a different bike at the dealership to finalize the loan transaction.

What if I want to change the bike I selected when I get to the dealership?

Your Harley-Davidson® dealer can help you make modifications to your application, including bike selection.

What if I'm trying to purchase a Harley-Davidson bike that's not in the drop-down menu?

If you don't see your bike, skip the bike selection step and complete the application. Your Harley-Davidson® dealer will assist you with the purchase of a bike not listed.

You’re Almost Done

We just need to know a few more things. Keep in mind, any personal information you enter is sent over secured and encrypted channels.

Frequently Asked Questions

How secure is my personal information?

At HDFSC, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available. Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone, but your local dealer might. Give them a call!

I don’t have any income or I am unemployed. What do I do?

Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements.

Should I include my total annual household income or only individual income?

You should only use your gross individual income for application purposes.


Personal Information

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Employment Status

Joint Applicant

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Employment Status
Frequently Asked Questions

How secure is my personal information?

At HDFSC, we take personal information seriously. All information that you enter for this credit application is sent over secured and encrypted channels, utilizing the strongest encryption currently available. Only the sender and HDFS has access to the information. If you still do not feel comfortable entering your personal information, you can always apply in-person at your local Harley-Davidson® dealership. HDFS does not accept applications over the phone, but your local dealer might. Give them a call!

I don’t have any income or I am unemployed. What do I do?

Income is a required field on the application. If you are in this situation you can apply with a joint applicant to meet the minimum requirements.

Should I include my total annual household income or only individual income?

You should only use your gross individual income for application purposes.

Review, Submit & Ride
 
H-D Certified
noneEdit
H-D Certified

[dealer address]

Please Note: The dealership shown above is your default dealer selection based on your ZIP code.  You are requesting us to send your application and credit decision to this dealership.  If you would prefer to work with a different dealership, please select the Edit link.

 
H-D Certified
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H-D Certified
Frequently Asked Questions

What is the H-D Certified™ program?

It stands to reason that the better a product is made the longer it will last, which makes getting a high-quality, low mileage Harley-Davidson motorcycle at a great price a very savvy move. Not every pre-owned motorcycle receives the H-D Certified™ program distinction. In order to meet our rigorous certification standards, specially trained technicians at each Harley-Davidson dealership put every eligible unit through an exhaustive series of checks, helping to ensure reliability, quality and customer confidence.

Eligible units must be no older than 10 model years, have less than 40,000 kilometers on the odometer and pass a comprehensive 110-point inspection.  All H-D Certified™ motorcycles come with a 12-month/unlimited mileage powertrain warranty and 12-month H.O.G membership with Roadside Assistance.

Only the best pre-owned Harley-Davidson units qualify to become H-D Certified™ motorcycles, and they're all exclusively at your Harley-Davidson dealer.

Applicant InformationEdit
Email: Phone: Time at Residence: MonthMonths Time at Residence: YearYears, MonthMonths Time at Residence: YearYears Residence Type: Residence Payment:
Personal InformationEdit
Income: Income Frequency: Other Income: Other Income Frequency: SIN: Driver's License Number: DOB:
Employment Status: Job Title: Employer: Employer City: Employer Province: Employer Phone Number:
Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears
Joint Applicant InformationEdit
Email: Phone: Time at Residence: MonthMonths Time at Residence: YearYears, MonthMonths Time at Residence: YearYears Residence Type: Residence Payment:
Personal InformationEdit
Income: Income Frequency: Other Income: Other Income Frequency: SIN: Driver's License Number: DOB:
Employment Status: Job Title: Employer: Employer City: Employer Province: Employer Phone Number:
Time at Employer: MonthMonths Time at Employer: YearYear, MonthMonths Time at Employer: YearYears
Submit Application
Frequently Asked Questions

What is the H-D Certified™ program?

It stands to reason that the better a product is made the longer it will last, which makes getting a high-quality, low mileage Harley-Davidson motorcycle at a great price a very savvy move. Not every pre-owned motorcycle receives the H-D Certified™ program distinction. In order to meet our rigorous certification standards, specially trained technicians at each Harley-Davidson dealership put every eligible unit through an exhaustive series of checks, helping to ensure reliability, quality and customer confidence.

Eligible units must be no older than 10 model years, have less than 40,000 kilometers on the odometer and pass a comprehensive 110-point inspection.  All H-D Certified™ motorcycles come with a 12-month/unlimited mileage powertrain warranty and 12-month H.O.G membership with Roadside Assistance.

Only the best pre-owned Harley-Davidson units qualify to become H-D Certified™ motorcycles, and they're all exclusively at your Harley-Davidson dealer.

Thank you. Your dealer will be in touch with next steps.

Thank you for submitting your application with Harley-Davidson Financial Services Canada. If someone doesn’t reach out to you right away within normal business hours, just call the Harley-Davidson® dealer on your application. They will go over any additional details with you, get you a credit decision, and help get you on the road!

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H-D Certified
H-D Certified
* We used this bike to render an initial credit decision; please work with your dealership to finalize your bike choice.

Next Steps

1.    Your dealer will be in touch once your application has been processed. They may request proof of income, proof of residence, or similar documents to help process your application.

2.     If you are approved, you will finalize bike selection and review loan details with the dealer

3.     Sign and get on the road!

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